About Us
Our clients interests always come first.
EMK Thomas is a specialist boutique firm providing Debt Finance Advisory Services as well as traditional broker solutions to businesses that operate in the SME, Corporate and Institutional segments across a range of industries.
Founded in 2017 by Principles Tom Renda and Jonathan Koziaris, EMK Thomas is committed to providing its clients with a genuine Relationship Management service proposition that closely manages all aspects of their Banking and Finance needs.
Collectively our firm brings decades of experience across Australia’s Four major Banks in front line Relationship Management and Senior Executive roles.
We deliver continuity and insulate our clients from the constant changes in how the Banking and Finance industry services its Business clients. Our approach has delivered multiple successful outcomes, some of which are referenced in our Case Study Profile.
Our clients comprise of
ASX Publicly Listed Companies
Emerging Corporate Business
Large Private Family Offices
Small to Medium Enterprises (SMEs)
Private Clients
Our Role
EMK Thomas recognises that each client has a unique set of circumstances and objectives when seeking debt finance solutions specific to their business.
We work out what you can and should do to meet these objectives then access a range of bank and non-bank financiers to deliver the right solution for your business.
When engaged, EMK Thomas takes the lead role as your Advisor in every step of the process encompassing:
Structuring
The optimal debt package for your current and future needs
Preparing
A comprehensive information memorandum
Sourcing
Multiple financiers with the appetite and capacity to deliver
Tendering
The proposal to ensure a competitive outcome
Negotiating
With existing and new financiers
Our Approach
From the outset EMK Thomas works collaboratively with our clients, their Accountants and Lawyers to develop and execute a solution that is specifically tailored to the desired short, medium and long term objectives.
Through our initial engagement, we take the time to understand:
- What does the business do
- How does it do it
- What market does the business address
- Who does it compete with
- What are its competitive advantages
- What is the business’ short, medium and long strategy
This approach enables us to understand the opportunities, risks and risk mitigation strategies that financiers need to see addressed in assessing the debt capacity and credit worthiness of the business and its future plans.
