About Us

About Us

Our clients interests always come first.

EMK Thomas is a specialist boutique firm providing Debt Finance Advisory Services as well as traditional broker solutions to businesses that operate in the SME, Corporate and Institutional segments across arrange of industries.

Founded in 2017 by Principles Tom Renda and Jonathan Koziaris, EMK Thomas is committed to providing its clients with a genuine Relationship Management service proposition that closely manages all aspects of their Banking and Finance needs.

Collectively our firm brings decades of experience across Australia’s Four major Banks in front line Relationship Management and Senior Executive roles.

We deliver continuity and insulate our clients from the constant changes in how the Banking and Finance industry services its Business clients. Our approach has delivered multiple successful outcomes, some of which are referenced in our Case Study Profile.

Our clients comprise of

ASX Publicly Listed Companies

Emerging Corporate Business

Large Private Family Offices

Small to Medium Enterprises (SMEs)

Private Clients

Our Role

Our Role

EMK Thomas recognises that each client has a unique set of circumstances and objectives when seeking debt finance solutions specific to their business.

We work out what you can and should do to meet these objectives then access a range of bank and non-bank financiers to deliver the right solution for your business.

When engaged, EMK Thomas takes the lead role as your Advisor in every step of the process encompassing:

  1. Structuring The optimal debt package for your current and future needs
  2. Preparing A comprehensive information memorandum
  3. Sourcing Multiple financiers with the appetite and capacity to deliver
  4. Tendering The proposal to ensure a competitive outcome
  5. Negotiating With existing and new financiers

Our Approach

From the outset EMK Thomas works collaboratively with our clients, their Accountants and Lawyers to develop and execute a solution that is specifically tailored to the desired short, medium and long term objectives.

Through our initial engagement, we take the time to understand:

  • What does the business do
  • How does it do it
  • What market does the business address
  • Who does it compete with
  • What are its competitive advantages
  • What is the business’ short, medium and long strategy

This approach enables us to understand the opportunities, risks and risk mitigation strategies that financiers need to see addressed in assessing the debt capacity and credit worthiness of the business and its future plans.

Our Approach