Tailored Solutions

Tailored Solutions


From the outset EMK Thomas works collaboratively with our clients, their Accountants and Lawyers to develop and execute a solution that is specifically tailored to the desired short, medium and long term objectives.

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Our Approach

Our Approach


We deliver continuity and insulate our clients from the constant changes in how the Banking and Finance industry services its Business clients. Our approach has delivered multiple successful outcomes.

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About Us

About Us


EMK Thomas is a specialist boutique firm providing Debt Finance Advisory Services as well as traditional broker solutions to businesses that operate in the SME, Corporate and Institutional segments across arrange of industries.

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Terms & Conditions

These website terms and conditions (“Terms”) relate to the website with the designated URL “[www.emkthomas.com.au]” and its associated services and/or functionality (“Website”). By visiting and/or using the Website, you agree to be bound by these Terms.

External Websites

The Website may include links to external websites. These links are provided as a convenience to you. We are not affiliated with these sites and accordingly have no control over – and are not responsible for – their content, activities, privacy practice or other policies.

It is your responsibility to decide whether any services and products available through any of these websites are suitable for your purposes. We do not give or enter into any conditions, warranties or other terms or representations in relation to any of these websites or accept any liability in relation to any of these websites.

All information provided as part of the Website is intended to be general in nature and you should not rely on it in connection with the making of any decision. We try to ensure that all information provided as part of the Website is correct at the time of inclusion on the Website, but we do not guarantee the accuracy of such information. We are not liable for any action you may take as a result of relying on such information or advice or for any loss or damage suffered by you as a result of you taking such action.


The Website contains material including text, photographs and other images, which is protected by copyright and other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by us or have been licensed to us by the owner(s) of those rights so that we can use this material as part of the Website.

The Website also contains trade marks, including the EMK Thomas Capital and Advisory emblem and logo. All trade marks included on the Website belong to us or have been licensed to us by the owner(s) of those trade marks.

Permitted Activities

When using the Website, you may:

  • access parts of the Website; and
  • print off one copy of any or all of the pages for your own personal reference.

Prohibited Activities

When using the Website, you must not:

  • copy (whether by printing off onto paper, storing on disk, downloading or in any other way), distribute (including distributing copies), broadcast, alter or tamper with in any way or otherwise use any material contained on the Website (except as set out under "Permitted Activities");
  • remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed from the Website;
  • link to the Website without our express written consent.

Amendments to Terms and Conditions

We may change these Terms from time to time. By continuing to use the Website you are accepting that you are bound by the current Terms, so you should check these each time you revisit the Website.

Operation of the Website

We may change the format and content of the Website at any time.

We may suspend the operation of the Website for support or maintenance work, in order to update the content or for any other reason.

We reserve the right to terminate access to the Website at any time and without notice.

Data Protection

Any personal information provided to us through the Website will only be used in accordance with our Privacy Policy. By providing your personal information to us you are consenting to its use in accordance with our Privacy Policy, which can be viewed here.


If you have a complaint about the Website, please email:



These Terms are governed by and are to be interpreted in accordance with Australian law and in the event of any dispute arising in relation to these Terms or any dispute arising in relation to the Website (whether in contract or tort or otherwise) the Australian courts will have exclusive jurisdiction over such dispute.


Any information contained on the Website is provided by us in good faith. The information is derived from sources believed to be accurate and current but has not been verified by us and we are under no obligation to notify you or publish any amendment if we becomes aware of any change to, inaccuracy in or omission from, the information. To the extent permitted by law, we give no representations or warranties regarding the information on the Website. The information is not to be relied upon as being complete, accurate, or up to date and is subject to change.

Not Investment Advice or Recommendation of any Product

Any information provided on the Website is general information only. It is not intended as or suitable to be acted upon as investment advice or a recommendation in relation to any financial products and must not be relied upon or construed as such. Any person intending to act on the basis of the information contained on the Website should not rely on the information provided, and should seek professional investment advice, or should satisfy themselves as to the suitability of any proposed course of action.

Exclusion of Liability

To the maximum extent permitted by law, the information provided on the Website is provided on the basis that you will not rely on it in any way. We will not be liable for any direct, indirect, special or consequential loss or damage (including any legal costs) or any claim, suit, demand, action or proceeding brought which results from, or in any way (including without limitation through negligence) arises out of or is connected with, the Website and/or your use of the Website. You agree to indemnify and release us from any such liability. To the extent that such liability arises, our aggregate liability shall not exceed AUD$20.00.

Business & Corporate Finance Property Construction & Development Funding Commercial Property Investment Debt Advisory Home Loans and Investment Home Loans

Services to meet your needs

Our business is to know every aspect of yours.
Explore the services we provide in meeting your financing requirements

Our organisation is driven to create a better financial future for our clients through access to a diverse range of leading Financial Institutions, non-biased advice and dilligent execution

"Tom from EMK Thomas came on as our Debt advisor in January 2018 and we have retained his services ever since. His expert knowledge of how banks work has been of enormous benefit in helping us secure funding when we needed it. EMK Thomas is always available when we need them and we consider Tom a trusted adviser to me and my CFO. "

Debt Advisory


"Soon after listing in 2017 we needed funding for 2 transformational acquisitions. EMK Thomas lead and secured bank funding when others told us we would need to look at more expensive options. Tom’s knowledge of our business and his ability to leverage this to get what we need has helped our business grow, and we now consider him as part of our extended team."

Business and Corporate Finance


"Our Development Group has sourced its financing needs almost exclusively through the services and resources of Jonathan Koziaris and EMK Thomas Capital and Advisory. The services offered and the expertise and professionalism with which they were delivered was excellent and the results were well above our initial expectations. Jonathan and his organisation approached our brief with honesty, transparency and vigour and satisfied our financing needs in a timely manner. We continue to use their services and do not expect that this will change anytime in the future."

Property Development and Construction

Managing Director